Topics › Money and spending

English phrases for money and spending

20 phrases from the lesson “Money Talks”.

• run out of moneyto have no money left
• save up for (something)to save money over time in order to buy something
• be on a tight budgetto have limited money available to spend
• splash out on (something)to spend a lot of money on something as a treat
• a great deala bargain; very good value for money
• cut back on (something)to reduce how much you spend on or use of something
• live within your meansto not spend more money than you earn
• treat yourself to (something)to buy or do something enjoyable for yourself
• keep track of your spendingto monitor and record how much money you're spending
• be worth the moneyto be good value for the price you pay
• live beyond your meansto regularly spend more money than you earn
• be in the redto owe more than you have; to be overdrawn or in debt
• in the blackto have a positive balance; financially solvent
• tighten the purse stringsto start spending more cautiously
• a false economya saving that ends up costing more in the long run
• feel the pinchto notice the effects of financial hardship
• a nest egga sum of money saved for the future
• keep your head above waterto just about manage financially, without going under
• penny-pinchingexcessively, often pettily, careful with small sums
• money is no objectused to say cost doesn't matter in a decision